Caruma Technologies said it will integrate Accuscore’s driver-risk scoring engine into Caruma’s Intelligent Connected-Vehicle Platform.
Accuscore, a San Diego-based provider of driver-risk scoring analytics for insurance providers and fleet managers, will license the technology to Caruma for use in various vehicles and in its Caruma Cam device.
Caruma combines artificial intelligence (AI) and computer vision with high-definition video collected by its windshield-mounted Caruma Cam device that simultaneously monitors the driver for drowsy or distracted driving and the road for near misses, tailgating, lane departure and other factors that directly affect safety. The platform connects vehicles to a continuous-learning cloud and Caruma’s AI-powered Open Vehicle Network.
The context-rich information provides the evidential data for Accuscore’s driver scoring system and will result in the accurate identification of driving risk that is required for more accurate underwriting and optimal effectiveness of fleet loss prevention initiatives, according to San Francisco-based Caruma Technologies.
“The ability to extract accurate risk summary information from context-rich video in a fully automated fashion is the key to accurately understanding driver behavior,” said Chris Carson, CEO at Caruma Technologies. “We look forward to working closely with Accuscore as both companies apply the most advanced, predictive analytics to the determination of driving risk.”
While all telematics scoring systems on the market today rely on “g-force triggering,” Accuscore’s scoring engine focuses on the per-second measurement of a vehicle’s actual energy displacement and does not have to wait for a “driving event” to trigger the start of a driver assessment or scoring session. The system evaluates drivers every second that they are behind the wheel, providing an accurate measurement of a driver’s key risk factors, according to the company.
Accuscore goes beyond current industry scoring standards by using key algorithmic compensations and risk factors that take into account per-second “vehicle energy displacement” data to ensure a score that accurately represents a driver’s actual performance behind the wheel, helping to reduce overall costs for better-performing drivers.
With an accurate evaluation based on vision-augmented data and key performance indicators, fleet managers can make informed, data-driven decisions about their drivers and quickly screen prospective drivers.
“The ability to track and measure key actions and behaviors, such as eyes closing for an extended period or engaging in distracted behaviors, and create an accurate risk rating for the frequency and severity of distraction events addresses an important industry need that highlights the technology partnership between Caruma and Accuscore,” Caruma Technologies said in a news release.